Class action lawsuit settlement for cardholders of Visa-, MasterCard-, or Diners Club-branded cards.

[randomness]

If you held one of these cards and were charged to make transctions in a foreign currency or with a foreign merchant between February 1, 1996 and November 8, 2006, you may file a claim.

Full information on this case and the settlement can be found at http://www.ccfsettlement.com.

You may have received a pre-printed form in the mail. If you have not, you can go to this website: https://www.ccfsettlement.com/claim/?action=choose which will provide you with three options, an Easy Refund, a Total Estimation Refund, or an Annual Estimated refund.

The deadline for filing a claim, which had been in early January 2008, has now been extended to May 30, 2008. The deadline for opting out of the settlement damages class or objecting to the settlement has been extended to February 14, 2008.

Comments

[76trombones.livejournal.com]

I'm also wondering about their algorithm, and I'm a bit perplexed by their recommendations.

They say option #1 is recommended if you traveled outside the US for less than one week or had foreign transactions of less than $2500. They say option #2 is recommended if you traveled outside the US for more than one week or had foreign transactions of more than $2500.

It would appear, then, that options #1 and #2 are both recommended for a person who traveled outside the US for 8 days and spent $2000! (Example numbers, not mine.)

I'll probably fill out the option #2 form. It says that the refund will be based on the responses and "available information that can be accessed by a computer" -- the latter of which seems like it would include my entire transaction history. Still, I doubt it'll hurt.